Social Security Disability Insurance and Medicare

On Behalf of | Jan 25, 2022 | Social Security Benefits

A person who is disabled and needs to get Social Security Disability Insurance benefits will likely need medical care. For some, not having coverage through an employer means they’ll struggle to get the care they need, especially since their income is limited now.

For those who are approved for disability benefits through the Social Security Administration, there’s a possibility of receiving Medicare. The catch to this is that there’s a two-year waiting period for this coverage.

Can anyone on SSDI get Medicare?

It’s possible to get Medicare coverage as long as you’ve been getting your disability benefits for at least 24 months. You can get the medical coverage even if you aren’t 65 years old yet. Typically, you’ll be able to receive Part A without any cost to you.

There are other parts that are supplemental to a Part A Medicare policy. These cover things that the Part A coverage doesn’t. They’re available at a cost to the covered individual. It’s best to review the options you have for these so you can ensure that you get the one that will help you the most. This is especially important for Part D coverage, which is for prescription medications, because your out-of-pocket cost can vary greatly from one plan to another depending on what you take.

If you’re just embarking on the Social Security Disability Insurance application process, you should be sure that you fill out the forms as thoroughly as possible. This isn’t a quick process, but providing the necessary information means they won’t have to wait on you to provide it. Instead of trying to do it all on your own, you should turn to someone who is familiar with the program so they can ensure you hand in the necessary forms and documentation.